Credit Officer (Operations)

Banking
Full Time
Entry (0-12 months)
Published on 06/06/2025
Hybrid
Malta

Job Description

Overview

Join the Team at Lidion Bank!

At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising. The Credit Officer will support the Credit Department in executing administrative and operational tasks related to the Bank’s lending portfolio. 

This entry-level position plays a vital role in ensuring accurate credit documentation, system input, and client follow-up, contributing to the efficient functioning of the credit process.‍‍‍

Position: Credit Officer‍

Primary Responsibilities:‍

  • Assist in the preparation, processing, and administration of credit files and documentation in accordance with the Bank’s internal procedures. 
  • Input and update client and facility data accurately into internal systems. 
  • Follow up with internal stakeholders or clients to collect outstanding documentation or clarifications.
  • Support the team in tracking credit approvals, expiry dates, renewals, and monitoring conditions precedent/subsequent. 
  • Conduct basic reviews of submitted client documentation to ensure completeness and consistency. 
  • Prepare draft reports or summaries for internal use as guided by more senior team members. 
  • Monitor reminders and action items related to credit files and escalate overdue items appropriately. 
  • File and maintain documentation in accordance with Bank and regulatory requirements. 
  • Provide general administrative support to the Credit Department as needed.

‍Employee Centric Benefits at Lidion Bank

Lidion Bank's Employee-Centric Benefits Scheme provides a personalized annual package, encompassing gym memberships, parking, food plans, mobile expenses, various insurances, and travel. It also includes unique perks like hobby contributions, paid volunteer days, and pet care, all designed to offer meaningful benefits to every team member.

Work Flexibility

We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.

Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.

Requirements
  • Diligent and detail-oriented with strong organisational skills.

  • Reliable and able to handle repetitive tasks with accuracy.

  • Strong communication skills, both verbal and written.

  • Good working knowledge of Microsoft Office, particularly Excel and Outlook.

  • Willingness to learn and develop in a structured environment.

  • Ability to handle sensitive information with discretion and maintain confidentiality.

Education and Experience
  • A diploma-level qualification in Banking, Business Administration, or a related field.

  • Previous experience in a similar administrative or banking support role would be considered an asset but is not essential.

  • Basic understanding of credit-related concepts or financial services is desirable.