Lidion Bank 

Join Lidion Bank !Lidion Bank is a Malta-based credit institution licensed by the Malta Financial Services Authority (MFSA), built to serve the needs of today’s dynamic, innovation-led economy. While we have a strong footprint in the Digital Advertising industry, our reach extends across a wider network of SMEs and growth-oriented enterprises.We offer tailored, multi-currency financial solutions that reflect the agility and international scope of our clients. Whether supporting platforms scaling across Europe or facilitating payments for fast-moving digital businesses, we’re here to offer clarity, speed, and flexibility where traditional banks often lag.As a challenger bank, we exist to break the mould of legacy banking. We place customer-centricity at the heart of our operations—and that same philosophy extends to our internal culture.<h3>Why Join Lidion Bank?</h3>At Lidion Bank, we’re building a team that is agile, empowered, and motivated to challenge conventions. We believe in giving our people the trust, tools, and support to grow in a fast-paced, collaborative environment.<h4>What We Offer:</h4><ul><li>A competitive compensation structure</li><li>A strong focus on professional development and internal mobility where possible</li><li>An approachable, transparent leadership team</li><li>Flexibility, including occasional work-from-home arrangements based on business needs</li><li>A centrally located, modern office designed to encourage collaboration and innovation</li><li>An employee-first benefits framework that includes wellness initiatives and team-driven activities</li></ul>We’re always on the lookout for professionals who are curious, solutions-driven, and eager to make an impact. If you’re passionate about helping clients succeed in a digital-first world and want to grow alongside a Bank that’s rethinking what banking can be we’d love to hear from you.

Join the Team at Lidion Bank!
At Lidion, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising. The Business Development Manager will be responsible for assessing and managing prospective clients applying for Lidion’s innovative invoice financing/factoring solution. From negotiation of the initial commercial agreement through onboarding, implementation and transition into live operations.&nbsp;
Working closely with the Chief Commercial Officer, Factoring Department and other internal stakeholders, the role is focused on ensuring a seamless client journey, coordinating all commercial, operational and onboarding activities required to successfully launch new factoring relationships. The role will also maintain and develop intermediary, introducer and client relationships, whilst identifying opportunities to support the continued growth of the factoring portfolio.
Primary Responsibilities:
<ul>
<li>Act as the point of contact for prospective factoring clients following commercial approval in principle by the Chief Commercial Officer.</li>
<li>Support the preparation and negotiation of commercial proposals and facility documentation.</li>
<li>Manage the end-to-end onboarding and implementation process, ensuring a smooth transition from lead generation to operational client. Coordinate closely with the necessary internal teams proactively resolve obstacles and to ensure all onboarding requirements are completed efficiently.</li>
<li>Assist in the collection of due diligence and onboarding documentation. Assess and report factoring potential and client eligibility.</li>
<li>Identify opportunities for portfolio growth through client retention, referral generation and cross-selling activities.</li>
<li>Monitor the pipeline of approved opportunities and provide regular status updates to senior management.</li>
<li>Conduct site visits, client meetings and relationship reviews as required.</li>
<li>Represent the Bank at industry events, business forums and networking opportunities to promote awareness of the Bank's factoring solutions.</li>
<li>Ensure all activities are conducted in accordance with regulatory requirements, internal policies and risk management frameworks.</li>
</ul>
Employee Centric Benefits at Lidion Bank -Benefits designed to be used, not just listed.
Lidion Bank's Employee-Centric Benefits Scheme provides a personalised annual package designed to support your lifestyle, wellbeing, and long-term security. This package can be used across a wide range of benefits, including gym memberships, parking, food plans, mobile expenses, various insurances, travel, as well as unique perks like hobby contributions, paid volunteer days, and pet care.&nbsp;
We also invest in your long-term financial wellbeing through Private Pension Contributions by contributing towards your Voluntary Occupational Pension Scheme (VOPs) plan, helping you build stronger foundations for the future.
Work Flexibility
We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.
Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.
<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>Strong relationship management and stakeholder engagement skills. </li><li>Strong commercial awareness with the ability to understand client funding requirements and structure practical solutions. </li><li>Ability to manage multiple onboarding projects simultaneously. </li><li>Problem-solving mindset with the ability to remove operational bottlenecks. </li><li>Ability to build trusted relationships with clients, introducers and internal stakeholders.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>Bachelor's Degree in Business, Finance, Banking, Economics or a related field. </li><li>Ideally would hold 3-5 years' experience in factoring, corporate banking, trade finance, commercial lending or financial services.</li><li>Experience managing business onboarding, account implementation or client relationship processes.</li><li>Knowledge of factoring products, receivables finance or working capital solutions and/or client-side experience in digital and/or advertising industry would be considered a strong asset but adequate industry training will be provided for candidates with strong business acumen.</li><li>Familiarity with the European and/or Maltese financial services markets and relevant compliance frameworks would be an asset.</li><li>Familiarity with KYC, KYB, AML and onboarding requirements within a regulated environment would be an asset.</li></ul>

Join the Team at Lidion Bank!
At Lidion, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of...

Relationship/Business Development Manager: Factoring

Join the Team at Lidion Bank!
The Chief Risk Officer (CRO) is a key member of the Executive Committee and a principal advisor to the CEO, the Board and Risk Committee. The CRO leads the design and continuous evolution of the Bank-wide risk management framework, ensuring sound governance across all risk categories — credit, market, liquidity, operational, regulatory, and strategic.
The CRO fosters a forward-looking, data-driven risk culture that supports prudent growth, strategic decision-making, and resilience under the Bank’s defined risk appetite. The role provides independent, objective challenge to management and ensures the Bank operates in full alignment with EU regulatory standards, including CRD/CRR, EBA guidelines, MFSA rules/regulations and CBM directives, and other best practices for regulated institutions .
Primary Responsibilities
<ul>
<li>Lead the development and execution of the Bank’s Risk Management Framework and Risk Appetite Framework, ensuring integration with strategic planning and capital allocation.</li>
<li>Serve as the primary point of contact for the Board and/or Risk Committee on strategic risk matters, providing insights on emerging risks, systemic trends, and risk-return trade-offs.</li>
<li>Provide independent challenge and guidance to senior management, fostering balanced risk-taking and disciplined decision-making.</li>
<li>Drive continuous enhancement of risk governance, frameworks, and policies in line with changing regulatory and market conditions.</li>
<li>Ensure robust oversight of all material risk types, including credit, operational, market, liquidity, regulatory, and strategic risk.</li>
<li>Own critical frameworks and reports such as ICAAP, ILAAP, Recovery Plan, IRRBB, and stress testing.&nbsp;&nbsp;</li>
<li>Oversee the development and application of advanced risk models, early warning indicators, and scenario analysis to strengthen resilience.</li>
<li>Act as the Bank’s principal liaison with supervisory authorities as applicable (MFSA, FIAU) and auditors on all risk-related matters.</li>
<li>Oversee all risk‑related regulatory submissions, supervisory interactions, and remediation programmes, ensuring their timely and high‑quality execution in alignment with the firm’s risk management framework.</li>
<li>Anticipate and interpret regulatory developments, advising the CEO ,Board and Risk Committee on their strategic implications.&nbsp;</li>
<li>Lead, inspire, and develop a high-performing Risk Department&nbsp;</li>
<li>Build a proactive, collaborative risk culture that promotes accountability, transparency, and cross-functional engagement.</li>
<li>Ensure the function is equipped with robust tools, systems, and analytical capabilities to deliver forward-looking insights.</li>
<li>Drive Bank-wide risk awareness through tailored communication, education, and leadership engagement.</li>
<li>Oversee the production of executive and Board-level risk dashboards and risk reports</li>
<li>Strengthen risk data governance, automation, and consistency across all reporting streams.</li>
<li>Ensure timely escalation and effective management of material risk exposures.</li>
</ul>
Employee Centric Benefits at Lidion Bank -Benefits designed to be used, not just listed.
Lidion Bank's Employee-Centric Benefits Scheme provides a personalised annual package designed to support your lifestyle, wellbeing, and long-term security. This package can be used across a wide range of benefits, including gym memberships, parking, food plans, mobile expenses, various insurances, travel, as well as unique perks like hobby contributions, paid volunteer days, and pet care.&nbsp;
We also invest in your long-term financial wellbeing through Private Pension Contributions by contributing towards your Voluntary Occupational Pension Scheme (VOPs) plan, helping you build stronger foundations for the future.
Work Flexibility
We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.
Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.

<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>Strong strategic and analytical mindset, with the ability to challenge, advise, and influence executive decisions. </li><li>Deep knowledge of EU banking regulations, including CRD/CRR, EBA guidelines, Banking Act and MFSA Banking Rules. </li><li>Deep knowledge of ICAAP, ILAAP, Recovery frameworks, Stress Testing, ECL Modelling and DORA. </li><li>High integrity, sound judgement, and commitment to independent risk oversight. </li><li>Excellent communication and stakeholder management skills, including Board-level interaction. </li><li>Proven leadership in managing and developing high-performing teams.</li><li>Ability to balance risk discipline with practical business enablement.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>A minimum of 15 years of experience in financial services, with at least 5 years in a senior risk leadership role.</li><li>Must meet the requirements to be approved (PQEd) by the MFSA, or have previously held such approval.</li><li>Strong expertise in credit risk, operational risk, and regulatory risk within a regulated EU banking environment.</li><li>Degree in Risk Management, Banking, Finance, Economics, or a related field.</li><li>Professional certifications (e.g., FRM, CFA, PRM) are considered an asset.</li><li>Proven experience interacting with regulators and managing supervisory processes.</li></ul>

Join the Team at Lidion Bank!
The Chief Risk Officer (CRO) is a key member of the Executive Committee and a principal advisor to the CEO, the Board   and Risk Committee. The CRO leads the design and...

Chief Risk Officer

Careers at Lidion


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