Lidion Bank 

Join Lidion Bank !Lidion Bank is a Malta-based credit institution licensed by the Malta Financial Services Authority (MFSA), built to serve the needs of today’s dynamic, innovation-led economy. While we have a strong footprint in the Digital Advertising industry, our reach extends across a wider network of SMEs and growth-oriented enterprises.We offer tailored, multi-currency financial solutions that reflect the agility and international scope of our clients. Whether supporting platforms scaling across Europe or facilitating payments for fast-moving digital businesses, we’re here to offer clarity, speed, and flexibility where traditional banks often lag.As a challenger bank, we exist to break the mould of legacy banking. We place customer-centricity at the heart of our operations—and that same philosophy extends to our internal culture.<h3>Why Join Lidion Bank?</h3>At Lidion Bank, we’re building a team that is agile, empowered, and motivated to challenge conventions. We believe in giving our people the trust, tools, and support to grow in a fast-paced, collaborative environment.<h4>What We Offer:</h4><ul><li>A competitive compensation structure</li><li>A strong focus on professional development and internal mobility where possible</li><li>An approachable, transparent leadership team</li><li>Flexibility, including occasional work-from-home arrangements based on business needs</li><li>A centrally located, modern office designed to encourage collaboration and innovation</li><li>An employee-first benefits framework that includes wellness initiatives and team-driven activities</li></ul>We’re always on the lookout for professionals who are curious, solutions-driven, and eager to make an impact. If you’re passionate about helping clients succeed in a digital-first world and want to grow alongside a Bank that’s rethinking what banking can be we’d love to hear from you.

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Join the Team at Lidion Bank!
At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising. The Product Operations Specialist plays a key role in ensuring the smooth operation, reliability, and continuous improvement of Lidion Bank’s digital platforms.&nbsp;
If you’re the kind of person who likes being at the centre of how things work and you’re excited by the idea of building processes, not just following them, this is your chance to shape a function from scratch.
You’ll work closely with Product, Ops, IT, and external vendors to ensure our applications - from internet banking to APIs - run smoothly, releases are coordinated, and business users stay informed.
If you’re the kind of person who enjoys turning “we should document this” into a process, and “we should automate this” into a script - you’ll thrive here.
Primary Responsibilities:
<ul>
<li>Keep core banking, transaction monitoring, and onboarding platforms running - ensuring uptime, performance, and full ownership of incident resolution.</li>
<li>Coordinate releases across staging and production environments, keeping everyone informed and aligned.</li>
<li>Create and maintain release notes, playbooks, and knowledge bases.</li>
<li>Bridge business and tech - translating regulatory, product, and customer needs into system rules, workflows, and configurations.</li>
<li>Manage external suppliers, track SLAs, and ensure smooth communication between the bank and vendors</li>
<li>Monitor application health, report KPIs, and flag risks early.</li>
<li>Build dashboards, reports, or small automations to simplify workflows and track performance and compliance.</li>
<li>Continuously improve how we release, support, and scale - identifying bottlenecks and proposing smarter, cleaner ways of working.</li>
</ul>

Who This Role is Perfect For
Whether you aim to move into DevOps, Product Delivery, or a hybrid business-tech leadership path.
You might be:
•	🧑‍💻 An App Support specialist ready to grow into DevOps or environment management.
•	👩‍🔧 A Developer or QA engineer wanting to gain business and stakeholder exposure.
•	💡 A Product or Ops person who enjoys KTLO (keeping the lights on) and wants to shape how it’s done.
We don’t expect you to know everything - but we do expect you to care, learn fast, and take ownership.
Employee Centric Benefits at Lidion Bank
Lidion Bank's Employee-Centric Benefits Scheme provides a personalized annual package, encompassing gym memberships, parking, food plans, mobile expenses, various insurances, and travel. It also includes unique perks like hobby contributions, paid volunteer days, and pet care, all designed to offer meaningful benefits to every team member.
Work Flexibility
We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.
Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.
<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>A self-starter who figures things out, shapes them, and makes them better.</li><li>Curious about both the tech and the business - you care about why as much as how.</li><li>Organized and calm under pressure, with a bias for clarity and follow-through.</li><li>Thrive in small, fast-moving teams where your work creates visible impact.</li><li>Experienced in or around FinTech, banking, or SaaS, ideally across multiple systems or integrations.</li><li>Comfortable owning a space that’s still being built - and defining how it should run.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>A related IT Degree or broader professional qualification </li><li>JIRA or other ticketing tools</li><li>Confluence, Notion, or other documentation platforms</li><li>Release or environment coordination</li><li>API integrations (e.g. use of Postman) or SQL basics </li><li>Monitoring tools or dashboards</li><li>Supplier and SLA tracking</li><li>Strong communication skills across Product, Compliance, and IT</li></ul>

Join the Team at Lidion Bank!
At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of...

Product Operations & Automation Specialist

Join the Team at Lidion Bank!
At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising. The Credit Manager plays an essential role in maintaining and enforcing the credit policies of the Bank. This individual oversees the credit approval process, ensuring alignment with the Bank's standards and regulatory requirements.
Position: Credit Manager‍
Primary Responsibilities:
<ul>
<li>Manage day-to-day operations of the credit department, ensuring customer service standards are met and that customer inquiries and disputes are handled efficiently, fostering a culture of fairness and clarity.  </li>
<li>Provide leadership within the credit operations team, setting practical objectives in line with the Bank's broader financial and growth strategies.  </li>
<li>Encourage and oversee coordination between the credit department and other bank divisions, such as sales, marketing, and compliance, to ensure consistent approaches to client service, risk management, and product development.  </li>
<li>Handle the due diligence and credit approval processes within established bank guidelines, aiming for optimal credit quality and risk control.  </li>
<li>Guide the team in adopting new credit technologies and methodologies for improved efficiency and risk assessment.  </li>
<li>Manage and periodically review the bank's credit portfolio to align with the bank’s risk appetite, conducting detailed risk assessments and ensuring the health of the portfolio.  </li>
<li>Stay informed on market trends, economic conditions, and regulatory updates, adjusting credit policies as necessary and providing strategic insights to support the bank's business development.  </li>
<li>Produce and analyse credit reports, performing portfolio stress testing as required.  </li>
<li>Participate in various committees, providing valuable credit insights and information.&nbsp;</li>
<li>Develop and refine credit policies, procedures, and guidelines, ensuring compliance with regulatory standards and best practices.&nbsp;</li>
<li>Oversee regulatory credit reporting and ensure the department's compliance with legal and regulatory frameworks.  </li>
<li>Lead, manage, and develop the credit department team to enhance skill levels and performance.‍</li>
</ul>
Employee Centric Benefits at Lidion Bank
Lidion Bank's Employee-Centric Benefits Scheme provides a personalized annual package, encompassing gym memberships, parking, food plans, mobile expenses, various insurances, and travel. It also includes unique perks like hobby contributions, paid volunteer days, and pet care, all designed to offer meaningful benefits to every team member.
Work Flexibility
We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.
Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.
<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>Strong competence in Excel and data management.  </li><li>Solid analytical and problem-solving skills</li><li>Effective communication and people skills.  </li><li>Good organisational and time management abilities. </li><li>Ability to work independently and make informed decisions.</li><li>Strong commitment to deadlines and results.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>At least 5 years of experience in credit management or related roles within the banking or financial sector.  </li><li> A bachelor's degree in finance, business administration, economics, or a related field </li><li>Proven experience in managing teams and credit processes.</li></ul>

Credit Manager

Join the Team at Lidion Bank!
At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising.&nbsp;
The Senior Legal Officer will provide specialised legal support through the Bank’s Legal Department, with a particular focus on contract review, credit advisory, and litigation matters. Acting as a key member of the Legal team, the Senior Legal Officer will take ownership of reviewing and drafting legal agreements, advising on credit and security documentation, and supporting with litigation and court processes. The role requires sound legal judgment, strong communication skills, effective/ practical drafting skills, and the ability to manage multiple priorities in a regulated financial services environment.
Primary Responsibilities
<ul>
<li>Review, draft, and negotiate contractual agreements and ancillary documentation, ensuring compliance with applicable laws (DORA, BRRD, GDPR, etc.) and the Bank’s legal standards.</li>
<li>Assist in compiling and maintaining the Bank’s Contracts Register (on JIRA) and Contracts Repository, ensuring up-to-date and accurate records.</li>
<li>Draft and periodically review template agreements, letters, and other documentation used by the Bank.</li>
<li>Provide timely legal advice to internal departments (e.g., Credit, IT, Risk, Compliance, HR, Products, Operations) on matters falling within their remit.</li>
<li>Draft and review internal policies &amp; manuals relevant to the Legal Department.</li>
<li>Forward finalized documentation for CEO’s signature and ensure execution protocols are respected.</li>
<li>Review and advise on credit agreements, sanction letters, and related security documentation.</li>
<li>Support the Credit Department with providing advice, including regarding the structure of agreements, to align with the Bank’s requirements and protect its interests.</li>
<li>Develop and maintain relationships with external lawyers and notaries on credit-related matters, including maintaining and updating relevant internal registers.</li>
<li>Assist in maintaining manuals and guidance documents related to security collection and credit procedures in Malta and other EU jurisdictions.</li>
<li>Oversee litigation proceedings and attend court sittings to provide information on behalf of the Bank.&nbsp;</li>
</ul>
Employee Centric Benefits at Lidion Bank
Lidion Bank's Employee-Centric Benefits Scheme provides a personalized annual package, encompassing gym memberships, parking, food plans, mobile expenses, various insurances, and travel. It also includes unique perks like hobby contributions, paid volunteer days, and pet care, all designed to offer meaningful benefits to every team member.
Work Flexibility
We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.
Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.

<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>Strong legal drafting, research, and negotiation skills.</li><li>Ability to interpret and apply regulatory requirements (e.g., DORA, BRRD, GDPR, Banking Act, Companies Act).</li><li>Excellent organisational and time-management skills with attention to detail.</li><li>Effective communication skills, able to explain legal concepts clearly to non-lawyers.</li><li>Proactive, reliable, and capable of working both independently and collaboratively.</li><li>High ethical standards, professional integrity, and confidentiality.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>Master of Laws (LL.M.) or equivalent degree, with a warrant to practice law in Malta (or in an EU Member State).</li><li>Minimum 2–3 years of post-qualification experience, ideally within banking, financial services, or a legal practice with exposure to banking, credit or litigation.</li><li>Demonstrated experience in contract drafting/review and regulatory interpretation.</li><li>Reliable and willing to take ownership of tasks/requests falling within their remit. </li><li>Familiarity with MFSA and ECB regulatory frameworks is considered an asset.</li></ul>

Senior Legal Officer

The Chief Commercial Officer (CCO) is a key executive responsible for shaping and driving the Bank’s commercial strategy, with a core mandate to drive sustainable revenue growth across credit, factoring, and cash management services. The CCO will lead the commercial teams to originate new business, expand into targeted markets, and deepen client relationships. The role is central to the Bank’s growth agenda, contributing directly to profitability, product innovation, and competitive positioning. The CCO also acts as a strategic advisor to the CEO and works collaboratively with other senior leaders to align commercial initiatives with regulatory, operational, and financial frameworks.
Primary Responsibilities:
<ul>
<li>Develop and execute a commercial strategy aimed at expanding the Bank’s credit portfolio, with a strategic focus on SME financing.</li>
<li>Identify new markets and sectors for growth, develop tailored propositions, and establish strategic partnerships.</li>
<li>Drive origination of new business through targeted campaigns, sector outreach, and direct engagement with high-value prospects.</li>
<li>Establish and nurture strategic relationships with clients, introducers, professional networks, and partners to maximise lead generation and long-term commercial value.</li>
<li>Champion a relationship-driven approach that ensures high levels of client retention and satisfaction.</li>
<li>Own and manage the P&amp;L of all commercial functions, ensuring revenue targets and profitability KPIs are consistently met.</li>
<li>Monitor market trends, client needs, and competitive developments to proactively adapt and enhance the Bank’s product suite</li>
<li>Develop incentive structures, pricing models, and revenue forecasting tools in collaboration with Finance and Credit.</li>
<li>Identify and act on cross-selling and upselling opportunities within the Bank’s broader product and service portfolio.</li>
<li>Collaborate with the Product team to design, refine, and launch products that meet market demands while aligning with risk appetite and regulatory standards.</li>
<li>Lead pilot initiatives and market testing of new products to accelerate time-to-market and customer feedback integration.</li>
<li>Build, lead, and mentor high-performing commercial teams.</li>
<li>Promote a culture of accountability, client-centricity, and commercial excellence.</li>
<li>Ensure proper resource allocation, performance tracking, and continuous development of team members.</li>
<li>Work closely with the CEO, CFO, and other executive members to ensure commercial initiatives align with overall strategic priorities and risk appetite.</li>
<li>Support the preparation of Board-level reporting and contribute to regulatory and supervisory discussions when relevant to commercial performance or product development.</li>
</ul>

<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>Demonstrated commercial acumen and strategic thinking, with a proven track record in driving growth and profitability within a Bank or financial institution . </li><li>In-depth knowledge of credit products, including loans and factoring as well as credit assessment methodologies.</li><li>Strong understanding of cash management solutions and their application in client servicing.</li><li>Extensive knowledge of EU and Maltese regulatory frameworks</li><li>Exceptional interpersonal and stakeholder management skills, with a client-focused and results-driven mindset.</li><li>Leadership capability to build and manage high-performance teams across business development and product lines.</li><li>Ability to balance commercial growth with sound risk management and operational execution.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>A minimum of 7–10 years of experience in banking or financial services, including substantial exposure to credit and cash management. </li><li>Prior leadership across multiple commercial domains</li><li>Experience managing diverse revenue streams </li><li>A degree in Banking, Finance, Economics, or a related field. An MBA or professional certification (e.g., CFA, ACCA) is considered an asset.</li><li>Experience in a regulated EU banking environment and familiarity with local MFSA requirements is highly desirable.</li></ul>

The Chief Commercial Officer (CCO) is a key executive responsible for shaping and driving the Bank’s commercial strategy, with a core mandate to drive sustainable revenue growth across credit,...

Chief Commercial Officer

Join the Team at Lidion Bank!
At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising. We are seeking a dedicated Senior IT Officer to ensure the smooth operation of IT systems, assisting end-users with technical issues, and implementing cloud-based solutions to enhance overall efficiency.
Position: Senior IT Officer 
Primary Responsibilities:
<ul>
<li>Troubleshoot and resolve user-reported issues from time to time.</li>
<li>Support end-users in onboarding and offboarding processes, including account provisioning and access management.</li>
<li>Provide second-level technical support for cloud-based applications and services used across the organization.</li>
<li>Collaborate with the IT team to monitor and manage cloud infrastructure performance, security, and availability.</li>
<li>Assist in the setup, configuration, and maintenance of cloud environments for various projects.</li>
<li>Implement best practices for cloud security, data protection, and disaster recovery.</li>
<li>Administer and manage Atlassian Jira and Confluence products, ensuring they are optimized to meet the needs of project management, team collaboration, and documentation processes.</li>
<li>Administer and manage Microsoft products such as Purview, Intune, and Exchange, ensuring proper configuration, compliance, and integration with other enterprise systems.</li>
<li>Stay up to date with the latest technologies to recommend improvements and optimizations.</li>
<li>Develop and maintain clear documentation.</li>
</ul>
Employee Centric Benefits at Lidion Bank
Lidion Bank's Employee Centric Benefits Scheme provides a personalized annual package, encompassing gym memberships, parking, food plans, mobile expenses, various insurances, and travel. It also includes unique perks like hobby contributions, paid volunteer days, and pet care, all designed to offer meaningful benefits to every team member.
Work Flexibility 
We believe that strong collaboration and team culture thrive through in-person interaction, and we remain an onsite-first organisation. At the same time, we recognise the importance of flexibility in today’s work environment.
Employees can request to work from home through our HR system , and such requests are generally supported where business needs allow. However, given the nature of our operations, onsite presence is required for key meetings, team activities, and other critical business needs. Flexibility is provided as a benefit, not as a fixed entitlement, and is balanced with the Bank’s commitment to maintaining a collaborative office-based culture.
<h4 style="margin-top: 24px;" class="heading requirements">Requirements</h4><ul class="jobDescList requirements"><li>Possess a High-Level work ethics, professional integrity, </li><li>Strong troubleshooting skills and the ability to analyse and resolve technical issues efficiently.</li><li>Excellent communication skills and the ability to collaborate with cross-functional teams.</li><li>Ability to maintain confidentiality and handle sensitive information with discretion.</li><li>Knowledge of network fundamentals and protocols.</li><li>Solid understanding of cloud architecture, services, and best practices.</li><li>Experience in scripting languages for automation and cloud resource management</li><li>Familiarity with virtualization technologies and containerization.</li></ul><h4 style="margin-top: 24px;" class="heading education">Education and Experience</h4><ul class="jobDescList education"><li>The ideal candidate would possess at least 4-5 years of IT support experience with a strong focus on cloud computing (AWS, Azure and/or Oracle Cloud).</li><li>Bachelor's degree in Computer Science, Information Technology, or related field.</li><li>Relevant certifications in cloud computing (e.g.,AWS Certified Cloud Practitioner, Microsoft Certified Azure Administrator) area plus. </li><li>Experience within a Credit Institution or within the broader Financial Services industry would be an asset‍</li></ul>

Senior IT Officer